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The future of consumer spending when it comes to shopping on the internet is anyone’s guess. But the future of how that spending takes place is already here – it’s credit and debits cards. A vast majority of everything bought and paid for over the Web involves online credit card processing. Couple this with the fact that over 80 percent of American households have one of the four major credit cards – American Express, Discover, MasterCard or VISA – and it’s a simple deduction that this trend is showing no signs of abating. So for anyone thinking about placing their future success in online retailing, now would be a good time to get used to the fact that merchant services are going to play a role in that success.
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