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If you’re an e-retailer that is in the process of adding credit card processing to your business, pay careful attention to the companies that want your business and the companies that are working to earn your business. All provider companies will be happy to sign you up as a customer, but some seem to really be making the effort necessary to get your account. They’ve done things like simplifying the application process so it takes less than 15 minutes. And they don’t charge a fee for submitting it. For those e-store companies that are accepted card-processing and shopping-cart software are free. Again, seek out those companies that are trying to earn your business.